Dental Discount Insurance - The Reason On Line Searches Has Such A Frustrating Outcome

Every month, there are tons of searches for the term 'dental discount insurance' - and this article is the answer to the question that follows the searches. The question is, "Why can't I find any?"

The situation here is a common mixing of terms. Dental coverage plan actually falls into two categories - you can find dental discount plans, and dental insurance - but at this point in time, you can find no such thing as dental discount insurance.

And this mistake is certainly understandable. After all, there are certain kinds of insurance plan that do offer discounts, on specified terms. You might get a reduction on your health insurance if you don't smoke, or your automobile insurance on condition that your driving record is clean. But you're not going to get a carrier that lowers your dental insurance for having a history of good check-ups, or for consistent flossing.

One more cause of this misunderstanding is the manner the word 'discount' is used in dental offices. For example, "After your insurance pays, your final bill is discounted to $190.00". They will use the term 'discounted' in place of the term 'reduced'.

I need to admit that at the time I ran across this fact, it confused me at first - it seemed sort of deceiving!. Then I learned that each industry reinvents terms and has its own jargon, and that this was the case here.

So now we're left with the obvious question - do we have any hopes for dental discount insurance policies in the future? The only answer at this point is, that it has been cited in meetings regarding the recent health care changes.

I intend to discuss this in another article. As for now, the only place the word 'discount' is used is with dental discount plans - but not with insurance, yet.

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